Julia Montes is more than just the "Royal Prinsesa ng Drama"; at the young age of 21, she has already purchased two houses for her family, put up a salon business, graduated with a culinary arts degree from CCA, and bagged two Gawad Tanglaw awards for her roles in Ikaw Lamang and Doble Kara. And along with these personal achievements, Julia remains to be one of the youth's best role models because of her grounded and family-oriented personality. We curated life tips you can learn from financial-savvy Julia, who recently retold the story of how she managed to buy her own house at the young age of 17 on Magandang Buhay :
1. Start young. Starting her career in showbiz at a young age, Julia has long known the value of saving up for the future. She already had a good grasp of managing her own finances at the tender age of 9. “Gusto ko maging inspiration sa ibang teenagers na gusto rin makapag-provide sa family nila,” Julia said. With banks and financial institutions offering programs aimed at training children the importance of saving up, it's easier to start schooling kids on money matters while they're still young.
2. Set your goals. Julia actually set a few, smaller, goals prior to the actual purchase of her house. She bought a car to help her in her daily travels for shoots and commercials. “Sabi ko yun na muna [car], then yung goal ko next is bahay para wala kaming iniisip na monthly [rental],” Julia shares. It may have taken her a while for her to save up for these two major purchases, but having your set of goals will help you stay focused and determined in saving up for your dreams.
3. Monitor your expenses. Despite the large number of endorsements she has these days, Julia still keeps it old school with a notebook to track down her expenses. “Gusto ko naka-monitor kung sakto ba yun expenses ko for this, tapos kung saan ako sumobra, magbabawas dun,” Julia said. May it be by using a notebook or an app (there are a lot of financial planning apps at Google Play and Apple), monitoring your finances consistently will benefit you in the long run and reward you with a debt-free and well-managed life.
Check out her conversation with Karla Estrada, Melai Cantiveros-Francisco, and Jolina Magdangal-Escueta in the video below:
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Banner Photograph by Sany Chua